Look at the whole loss
Discuss what was damaged and how the loss has been documented so far.
Independent representation for policyholders
After property damage, make sure the claim gets a careful review.
LightHouse represents policyholders—not insurance companies—after fire, water, freeze, and storm damage. Our adjusters help document the loss, review the claim, and negotiate with the insurer.
Free to start · No obligation · Representation for the policyholder
- Experience
- 12+ years
- Licensed in
- NJ · PA · CO
- We represent
- Policyholders only
A second set of eyes
A claim is easier to face when you understand what comes next.
A free review gives you space to ask questions about the damage, the estimate, and what representation involves—before deciding whether to move forward.
Review the estimate
Compare the carrier’s estimate with the damage record and policy details.
Understand your options
Learn how a public adjuster can help review and negotiate a property claim.
A review is not a coverage decision or a promise of a particular claim outcome.
The LightHouse approach
Careful work, from first review to negotiation.
01
Start with the loss
Share what happened, where the property is, and where things stand with the claim.
02
Review the details
LightHouse helps examine the damage information, policy, and insurer’s estimate.
03
Discuss next steps
If representation makes sense, your adjuster can work with you to negotiate the claim.
Property damage claims
Help for the loss your home has faced.
LightHouse works with homeowners on fire, water, freeze, and storm damage claims. Choose a loss type to learn more.
Fire damage
Building, smoke, contents, and related property damage.
Explore this claim typeWater damage
Burst pipes, plumbing failures, and interior water loss.
Explore this claim typeFreeze damage
Frozen lines, burst pipes, and the damage that follows.
Explore this claim typeStorm damage
Wind, hail, roof damage, and related water intrusion.
Explore this claim typeFree claim review
Start with a conversation about the loss.
Tell us what happened and where things stand. LightHouse can review the claim context and explain how policyholder representation works.
- Share the damage type and property state.
- Tell us whether you have filed or received an estimate.
- Ask questions before deciding whether to proceed.
There is no upfront retainer. Coverage and claim outcomes depend on the policy and circumstances.
Preparing the review form…