Fire damage claims

Support for your fire damage insurance claim

A fire can leave homeowners and property owners facing damage, repairs, and a complex insurance claim. LightHouse Public Adjusters represents policyholders in Pennsylvania, New Jersey, Delaware, and Colorado. We work for you—not for insurance companies.

Request a consultationRepresentation for policyholders

How we can help

A representative focused on your claim

Our work may include reviewing relevant policy information, organizing documentation about fire and smoke damage, and communicating with the insurer about your claim. Support is shaped around the property, the loss, and the terms of the policy.

  • Policy review

    We review the policy information relevant to the loss and help you understand the provisions involved in your claim.

  • Damage documentation

    We help organize records about fire and smoke damage, repair estimates, and other information related to the property loss.

  • Claim communication

    As your representative, we can communicate with the insurance company and present claim information on your behalf.

Where we serve

Fire claim representation across four states

LightHouse works with homeowners and property owners seeking policyholder representation in these states.

  • Pennsylvania
  • New Jersey
  • Delaware
  • Colorado

Discuss your fire loss

Start with a conversation about your claim

Share a few details through our claim-intake form. The fire damage category will be preselected, and you can review or change it before submitting. Coverage and claim decisions depend on the policy terms and the circumstances of the loss.