Montgomery County, PA
Burst pipe
Full interior rebuild + twelve months ALE
Recovery band
$58K
Interior per-room replacement funded with full additional living expense through the rebuild window.
Recent recovery bands
A sample of recoveries. Anonymized by county.
These are outcome bands from a sample of recent matters — anonymized to county-level only, with no policyholder names, addresses, claim numbers, or exact figures. Each card shows the loss type, the region, the recovery band, and how the claim typically lines up. Cookie-cutter isn’t the work; each row reflects a documented carrier negotiation rather than a sales deck.
How representation works
Licensed in three states. No upfront cost.
- Licensed NJ / PA / COEvery recovery is handled by a licensed public adjuster in the state where the loss occurred.
- Contingency-based, capped per state fee scheduleOur fee is a percentage of the additional recovery, never of the base policy limit, and capped per your state’s fee regulations.
- No recovery, no feeYou pay nothing upfront. The fee is shown to you in writing before you sign.
Recovery bands by loss type
What we’ve recovered, recently.
Each card carries a band — we don't publish exact figures, policy limits, or identifying details. The point of this page is to show how the work typically lines up, not to advertise specific numbers.
Bucks County, PA
Kitchen fire
Structure + contents at replacement cost
Recovery band
$405K
Dwelling and contents priced at current replacement cost rather than the carrier’s depreciated ACV figure.
Lehigh Valley, PA
Winter storm roof failure
Code-upgrade line funded separately
Recovery band
$92K
Ice-dam and snow-load collapse paid out with code-upgrade coverage carved out instead of lumped into cosmetic repair.
Middlesex County, NJ
Burst pipe
Dwelling coverage + full ALE through rebuild
Recovery band
$310K
Wintertime interior loss scoped per room, with additional living expense carried through the entire rebuild.
Shore region, NJ
Nor’easter wind
Full roof + decking at current cost
Recovery band
$570K
Coastal nor’easter damage to roof and decking funded at replacement cost, with underlayment code-upgrade included.
Cape May, NJ
Coastal storm surge
Submerged HVAC + elevated structure
Recovery band
$980K
Storm-surge submerged HVAC fully rebuilt, with elevated structure replacement-cost arguments carried through settlement.
El Paso County, CO
Front Range hail
Full roof replacement at current cost
Recovery band
$215K
Hail-strike density documented against weather reports; roof and siding funded at current replacement cost rather than the carrier’s cosmetic overlay.
Start your claim
Tell us what happened. We’ll come back within one business day.
The intake takes sixty seconds and is non-binding. A licensed public adjuster on our team replies personally — never a call center — and tells you straight up whether representation will move the number on your claim.
Contingency-based · No recovery, no fee · Free claim review.